PB Care Dot In - सरकारी योजना, बीमा, लोन और बिजनेस जानकारी

Acko General Insurance promises 3-day claim settlement. Acko General Insurance, an online insurance provider, has gone live with its comprehensive car and bike insurance product. The full-fledged launch comes nearly six months after the ‘insurtech’ undertook a soft launch of its product in March, Varun Dua, founder, and CEO, Acko, toldBusinessLine. Relying completely on online distribution channels, Acko promises to deliver car insurance products that are priced 15-20 percent lower than those available in the physical channels, which have a lot of loaded costs such as commissions. “Because we are able to use a lot more data, we are able to distinguish between good risks and bad risks. Since the customer buys directly from us online, we are able to offer relatively lower prices, resulting in savings of 15-20 percent,” Dua said. He pointed out that auto insurance is very price-sensitive as it is a mandatory spend for the customer. Asked if Acko plans to sell its car insurance product th...

SIP,  Why you should continue your SIPs in volatile markets       SIP, Legendary investor, Warren Buffett has often suggested that  discipline  is one of the most important attributes of successful investors. While investing behavior of most investors is influenced by  greed and fear , successful investors do not allow greed and fear to override discipline. Discipline versus greed and fear distinguishes investors from speculators.  Speculators  make their investment decisions based on how they expect the market to trend in the near term. Investors, on the other hand, make investment decisions based on their risk appetite and financial goals. The shift in investor attitude Historically, investment behavior or attitude of retail investors in India was largely speculative in nature. Investors increased their investments in equity in bull markets and exited out of the equity in bear markets. However, over the past few years, we saw a shi...