PB Care Dot In - सरकारी योजना, बीमा, लोन और बिजनेस जानकारी

All about target maturity funds in less than 3 minutes  The maturity usually ranges from 3 to 10 years in the case of target maturity funds and from 1 to 3 years in fixed maturity plans. Notably, a fund house recently launched a 15-year target maturity fund. Who are the ideal investors for target maturity funds?   Suresh Sadagopan of Ladder7 Advisories said that these funds are suitable for long term investors who are not looking for intermittent income during the fund duration. Also, risk-averse investors seeking reasonable returns and protection from interest rate volatility can consider these funds, he said. To this, Sadashiv Phene added, “Investors’ horizons should align with the maturity of the fund. They stand to lose the advantages if they exit mid-way.” Does it make sense to invest in these funds at this juncture? Suresh believes investors can opt for target maturity funds at this juncture. However, Sandeep recommended investing if the funds are due for maturity in thr...

What is the future of LIC stock?     Since its listing, LIC has sparked discussion about the post-listing performance of PSU (public sector undertaking) stocks. The insurance behemoth has been trading in red on most days since its market debut. The stock is down 15% from its listing price of ₹949. But LIC is not the first government stock to disappoint investors. As per Prime Database, half of 22 PSU stocks listed since 2010 are trading below their issue price. Through these 22 PSU stocks, the government raised ₹77,000 cr., a quarter of which was contributed by LIC. But what went wrong with LIC in particular? The most-awaited IPO of the year was able to raise  ₹20,560 cr . despite unstable market conditions primarily due to the geopolitical tensions caused by the Russia-Ukraine war. Moreover, the stock was criticised for being overvalued, and the market did expect a beating in its post-listing price. Talking about the fundamentals of the stock, Emkay Global sa...