PB Care Dot In - सरकारी योजना, बीमा, लोन और बिजनेस जानकारी

SEBI to incorporate all expenses and taxes within TER   SEBI will bring all expenses and taxes within TER. In a press meeting held recently, Madhabi Puri Buch said that fund houses should consider all expenses and taxes within the TER limit.  Madhabi said, “When we say total expense ratio, it should be total without any ifs or buts.” Simply put, SEBI wants fund houses to incorporate GST levied on fund management within the maximum permissible TER. The market regulator also wants fund houses to include brokerage cost in TER. Currently, fund houses charge GST of 18% on the fund management component, which is over and above the maximum TER limit. In addition, fund houses pay brokerage to the security companies on MF transactions, which is over and above TER. “If you are taking asset management fees to manage the assets, then why are you paying such large sums to the broker for the research that you were supposed to do. The other thing we found was the distinct possibility t...

 Insurance Claims Managed by AI Technology, How it will impact processing? Insurance claims managed AI technology has already started to revolutionize the insurance industry, particularly in the area of claims management. Here are some ways AI can manage insurance claims:   Automation of claims processing: AI can automate the claims process by quickly reviewing the submitted claim, validating the information, and determining the appropriate payment amount. This reduces the time it takes to process claims and minimizes the possibility of human error.   Fraud detection: AI can help detect fraudulent claims by analyzing patterns in data, such as suspicious medical billing, and flagging them for human review. This can save insurance companies significant amounts of money and reduce the impact of fraudulent claims on honest policyholders.   Predictive analytics: AI can use historical data to predict the likelihood of future claims and the estimated cost of thos...

SBI Saral Pension Plan 2023: एसबीआई की इस योजना से रिटायरमेंट के बाद मिलेगा शानदार पेंशन का ऑपशन , जानें स्कीम प्लान   SBI Saral Pension Plan 2023: एसबीआई ने सरल पेंशन की शुरुआत की है. इस स्कीम का लाभ सिर्फ रिटायरमेंट वाले ही उठा पाते है. अगर बात करें स्कीम को लेकर तो खाता धारकों को रिटायरमेंट की उम्र में पेंशन की राशि प्राप्त होती है. सरल पेंशन स्कीम नेशनल पेंशन स्कीम का ही विकल्प है.   पटना : SBI Saral Pension Plan 2023:  नौकरी से रिटायरमेंट के बाद हर किसी की इच्छा होती है कि उनको एक शानदार पेंशन मिले . इसके लिए स्टेट बैंक ऑफ इंडिया (SBI) सरल पेंशन स्कीम लेकर आया है . जानकारी के लिए बता दें कि यह स्कीम सिर्फ एसबीआई में खाताधारकों के लिए है . इस स्कील का लाभ सिर्फ वही लोग उठा पाएंगे जिनका एसबीआई में खाता होगा .   सरल पेंशन का क्या है प्लान एसबीआई ने सरल पेंशन की शुरुआत की है . इस स्कीम का लाभ सिर्फ रिटायरमेंट वाले ही उठा पाते है . अगर बात करें स्कीम को लेकर त...

Niva Bupa launches ReAssure 2.0 health insurance policy with new features         Niva Bupa Health Insurance Co Ltd (formerly known as Max Bupa Health Insurance Company Limited) on Thursday announced the launch of ‘ReAssure 2.0’ that gives a premium discount of up to 30% on policy renewal basis health points earned.  Other benefits include no capping on room rent, any hospitalization of 2 hours and above will be covered, Smart Health+ rider – offering unlimited tele consultations - and Day one coverage for diabetes and hypertension. The product is available as an individual, multi-individual and family floater starting from  ₹ 5 lakh to Rs1 crore for the age bracket of 18 years to 65 years. Let's check the key features under ReAssure 2.0: ReAssure “Forever": In this benefit the base sum insured will be triggered after the first claim and once triggered it will remain forever. This means that the customer will always have a sum-insured equal to h...

  When PM Modi Thanked Shashi Tharoor While Slamming Congress in His Lok Sabha Speech | WATCH Prime Minister Narendra Modi, in a fiery one-hour speech in Lok Sabha today, launched a blistering attack on the Congress-led UPA regime, calling its 10-year tenure a decade of scams and said they converted every opportunity into a crisis and therefore, was voted out of power. In the middle of the prime minister’s speech, several Congress MPs staged a walkout. While they all came back after some time, Congress MP Shashi Tharoor was among the first ones to return, prompting PM Modi to say ‘Thank You Shashi ji’. This also led to some BJP MPs shouting ‘ Congress ka batwara ho gaya ’ (Split in Congress), with PM Modi smiling.