PB Care Dot In - सरकारी योजना, बीमा, लोन और बिजनेस जानकारी

 How to save Rs 1 crore with a monthly salary of Rs 25,000 Building a Rs 1 crore corpus with a Rs 25,000 salary requires discipline and time. Experts recommend consistent investment in equity mutual funds via SIPs for long-term wealth creation. Starting early and increasing SIP contributions can accelerate wealth creation significantly if you know the right tools. Further, you must consider factors like risk tolerance and investment tenure as well. ET Wealth Online explains how you can become a crorepati even with a salary of Rs 25,000 per month. Is it possible to save up Rs 1 crore when the monthly salary is just Rs 25,000? Well, it's not easy. But if you can invest regularly over a long period, it is possible to accumulate Rs 1 crore. Here's what you need to do. Experts often say that it is important to set a monetary target when it comes to personal finance. Here the goal is clear: you need to save Rs 1 crore. The next thing you need to do is to find the right product to inv...

 Insurers to reveal number of insurance claims pending and disposed of, says IRDAI circular The latest set of regulations are given in the IRDAI’s master circular on corporate governance, which insurance companies are meant to follow from June 30, 2024 The Insurance Regulatory and Development Authority of India (IRDAI) on Wednesday released a master circular on corporate governance for insurers. Although the circular becomes effective upon issuance, the insurance companies are given time up to June 30, 2024 before they are mandated to adhere to the provisions of this 70-page circular.  These provisions tell the board to ensure that the information with respect to the following is disclosed in the annual accounts. Insurers need to disclose the following: 1) Commission and expense ratios: Quantitative and qualitative information on the insurance company’s financial and operating ratios, viz. incurred claim, commission and expenses ratios. 2) Solvency margin: Actual solvency marg...

एलआईसी अमृत बाल योजना: मिलता है गारंटी युक्त बोनस, लोन की सुविधा भी उपलब्ध एलआईसी की अमृत बाल योजना अपने नाम के अनुरूप बच्चों के लिए अमृत है। जिसमें गारंटी युक्त बोनस मिलता है साथ ही लोन और सरेंडर की भी सुविधा मिलती है। LIC Amrit Bal yojna भारतीय जीवन बीमा निगम की अमृत बाल योजना बच्चों के लिए सबसे अच्छी योजना है। जिसमें प्रवेश की न्यूनतम आयु 30 दिन और अधिकतम आयु 13 वर्ष है। ‌पॉलिसी की खास बात है कि इसमें ₹80 प्रति हजार बोनस की गारंटी है। परिपक्वता की आयु 18 वर्ष से 25 वर्ष है। विकास अधिकारी अमित जायसवाल ने बताया कि इस पॉलिसी में प्रीमियम परित्याग (PWB) का भी लाभ मिलता है। ‌पॉलिसी धारक के न रहने पर प्रीमियम माफ हो जाती है। परिपक्वता (maturity) पर मूल बीमा धन (Basic Sum Assured) के साथ गारंटी कृत बोनस भी मिलता है। अमृत बाल योजना में सरेंडर और लोन की भी सुविधा भी दी गई है। बालिकाओं की पॉलिसी पर लोन लेने की स्थिति में एक प्रतिशत कम ब्याज लिया जाता है। उदाहरण के साथ अमृत बाल योजना को समझें। राजेश कुमार ने अपने 4 साल के बच्चे के लिए अमृत बाल योजना की पॉलिसी ली। जिसमें 21 साल का टर्म है। जबकि...

 Govt to launch a national portal to reduce delays in health insurance claim settlements The government has already linked about 50 insurance companies and 250 hospitals to begin with, and gradually more hospitals and insurance providers will come onboard In what could be a game-changer in the health insurance sector, the Union Health Ministry is soon likely to launch a National Claim Exchange Portal. According to sources, the portal is believed to "provide a single-window interface between health insurance companies, hospitals, and insurance policyholders, with the aim of facilitating easier and faster health insurance claim settlements." The portal is likely to be accessible across India from the time of launch. The government has already linked about 50 insurance companies and 250 hospitals to begin with, and gradually more hospitals and insurance providers will come onboard, sources added. "The portal is ready for launch and will be part of efforts undertaken by the ...

 Paytm Q4 results: Loss widens to Rs 550 crore, sales down 3%; shares react Paytm said its revenue from operations fell to Rs 2,267.10 crore from Rs 2,850 crore in the December quarter and Rs 2,334.50 crore in the same quarter last year. One 97 Communications Ltd (Paytm) on Wednesday said its consolidated net loss widened to Rs 549.60 crore in the March quarter from Rs 219.80 crore in the December quarter and Rs 168.90 crore in the same quarter last year. Revenue from operations fell 3 per cent year-on-year to Rs 2,267.10 crore against Rs 2,334.50 crore in the same quarter last year. Paytm said its March quarter results were impacted by temporary disruption on account of UPI transition and permanent disruption because of PPBL embargo. Paytm has impaired the carrying value of company’s investment in PPBL. "I am happy to share that we have successfully transitioned our core payment business from PPBL to other partner banks. This move de-risks our business model and also opens up new...

 Awfis Space Solutions IPO to open on May 22; check out price band, lot size, other details Awfis Space Solutions IPO: Awfis Space Solutions IPO is set to open for subscription on Wednesday, May 22. The IPO of the workspace solution provider will be open for subscription for three trading days, i.e., until Monday, May 27 from 10 am to 5 pm. Awfis Space Solutions IPO: The initial public offering (IPO) of Awfis Space Solutions is set to open for subscription on Wednesday, May 22. The IPO of the workspace solution provider will be open for subscription for three trading days, i.e., until Monday, May 27 from 10 am to 5 pm. #ipo #k #stockmarket #nifty #sharemarket #stocks #igp #nse #trading #bse #investing #investment #sensex #schutzhund #finance #workingdog #indianstockmarket #stockmarketindia #business #gsd #germanshepherd #india #malinois #dogtraining #money #dogs #investors #mutualfunds #invest #stockmarketnews source

Startup IPO News Roundup Innovations Shaping the Industry'24 Startup IPO landscape in 2024 is being significantly shaped by innovations in artificial intelligence (AI) and machine learning, with a strong investor demand for tech companies integrating these technologies. Notable examples include Astera Labs, whose IPO surged by 54%, highlighting the high interest in tech startups with an AI twist【6†source】. PitchBook's analysis suggests that several AI and machine learning unicorns are poised to go public, driven by a combination of substantial private investments and the development of groundbreaking technologies. Despite the challenges posed by stringent profitability guidelines and the availability of private capital, companies like Cohere, Mistral AI, and Anthropic are making significant strides, with some expected to achieve public listings【5†source】. The broader IPO market in 2024 also features diverse offerings across various sectors. For instance, the Indian IPO market ...